Loans
Loans
LOAN PRODUCTS
Zigama CSS provides loans with the lowest interest rates. All loan applications are processed in a timely manner to ensure quick service delivery. If you are interested in taking a loan with Zigama CSS, please see below the basic terms and conditions for our loan products: Financial contribution to the saving programs, Ability to pay back the loan on a specified time, Members relationship with the society, Members own contribution to the project, Members’ character and guarantees.
COMPETITIVE RATES
Interest rates on loan products vary from 13% to 16.5% and from very short-term loan to long-term loans. The loan facilities may be consumer, equipment, mortgage, agriculture, and business loans.
Our interest rates are based on the following:
Very short-term loan (up to 12 months): 15%-16.5%
Short-term loan (Up to 48 months): 13%-15%
Mid-term loan (up to 84 months): 13%-15%
Long-term loan (up to 180 months): 13%-15%
Family Loan (up to 24 months): 15%
Business loan (up to 84 months): 15%
Our investment areas and activities include:
Treasury
Consumption
Equipment
Residential Mortgages
Commercial Mortgages
TRADE FINANCE
We enable members to carry out business and trade in and out of the country through financial support that expands their financial transactions capabilities.
To do so, we offer the following facilities:
Bid Guarantees
Performance Guarantees
Advance Payment Guarantees
Invoice Discounting
Credit Line
BUSINESS LOAN
Zigama CSS provides loan options to businesses. We understand that micro and small enterprises need initial capital to boost their growth and profitability. Business loans applications are assessed to verify that they meet stated requirements. Call us on 5005 or visit your nearest branch manager to find out more. Once your loan is approved you will be informed immediately.
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