EMPOWERING OUR MEMBERS. GROWING TOGETHER SINCE 1997
Rwanda’s Savings and Credit Cooperative for the Defense and Security Community. Dedicated to Supporting Members’ Financial Well-Being and Long-Term Prosperity
Serving members of
A cooperative owned by its members
Our Mission is to Empower Members through the provision of Appropriate, Innovative Affordable and Accessible Financial Services
Established in 1997, we are a Member-Owned and Member-governed Financial Cooperative committed to delivering Savings and Lending Solutions that reflect the unique Financial Circumstances of the Community we Serve
Our Governance StructureA savings culture that secures the financial future of you and your family.
A percentage of your salary or allowances is deducted monthly as direct savings, earning 8% annually while strengthening your membership savings and borrowing capacity.
Every member starts here. Your savings decide how far your loans can go.
Save beyond your monthly deduction and earn 7% annually for investments and future needs.
Invest a lump sum for an agreed period at a fixed rate, with longer terms offering more attractive returns.
Rates from 13% to 16.5% with terms up to 15 years, designed around a member's pay. Apply at any branch or through self-service.
For school fees, family projects and life's big moments.
Residential and commercial property, with terms up to 180 months.
Initial capital and equipment to boost your growth and profitability.
Seasonal financing for farming and agribusiness ventures.
Bid, performance and advance payment guarantees, invoice discounting and credit lines.
Move the sliders to see what a loan costs each month, and how much of the total is interest.
60 months · 5 years
Monthly repayment
RWF111,222
Indicative only. Figures use a standard amortisation formula with a fixed rate and equal monthly payments, and exclude fees, insurance and any lender's specific terms.
Across the country
Wherever duty takes you, your bank goes too.
Posted far from a branch is no reason to be far from your money. Every account is reachable from a phone, a browser or an ATM.
What is happening across the cooperative.
Visit any of our twenty branches or reach us on WhatsApp to get started.
