Consumer loans
For school fees, family projects, and other personal needs, based on your savings and ability to repay
Loan products
Six loan facilities for members, plus trade finance solutions for members with eligible contracts
Loans for Your Needs
Six loan facilities, assessed based on your savings history, personal contribution, and the security provided
Mortgage loans
Finance for residential or commercial property, with terms of up to 180 months and property-based security
Business loans
Capital for micro and small Businesses to establish, expand, and grow
Equipment loans
Finance for business tools, machinery, and essential equipment
Agricultural loans
Seasonal financing for farming and agribusiness, aligned with the production cycle
Trade finance
Bid, Performance, and Advance Payment Guarantees, Invoice Discounting, and Credit Lines for Members with eligible contracts
Trade Finance
For members conducting business locally or internationally, we provide financial support to help them meet the requirements of their contracts and get projects underway
Bid guarantees
Support for tender submissions where a guarantee is required
Performance Guarantees
Assures the contracting party that the work will be completed according to the agreed terms
Advance Payment Guarantees
Secures an advance payment released before the work begins
Invoice Discounting
Provides access to funds against an approved invoice before the client/member makes payment, with the invoice serving as security
Credit Lines
A standing facility linked to an eligible contract, allowing funds to be drawn as work progresses
The specific requirements, documents, security, and eligibility criteria vary by loan or trade finance facility