Loan Requirements
Ibikenerwa Mu Gusaba Inguzanyo Y’umushinga
1.UMUNTU KU GITI CYE
i.KUBAKA
IBISABWA UTANGIYE KUBAKA
- Urwandiko rusaba inguzanyo
- Uruhushya rwo kubaka/Autorisation de båtir
- Imbata (plan) y’inzu
- Igenagaciro ry’ibisabirwa inguzanyo ( devis)
- Kopi y’indangamuntu y’usaba umwenda ndetse n’iya madamu niba umufite
- Icyemezo cy’irangamimerere (Icyemezo cyo kuba warashyingiwe/ kuba uri ingaragu/Icyemezo cy’ubutane kitarengeje amezi 03 gitanzwe)
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka ( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- Amasezerano y’akazi
- Icyemezo cyerekana umushahara(Attestation de salaire)
IBISABWA USHAKA KUZUZA INZU
- Urwandiko rusaba inguzanyo
- Uruhushya rwo kubaka/Autorisation de båtir
- Igenagaciro ry’ibisabirwa inguzanyo ( devis)
- Kopi y’indangamuntu y’usaba umwenda ndetse n’iya madamu niba umufite
- Amafoto y’inzu
- Icyemezo cy’irangamimerere (Icyemezo cyo kuba warashyingiwe/ kuba uri ingaragu/Icyemezo cy’ubutane kitarengeje amezi 03 gitanzwe)
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka ( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- Amasezerano y’akazi
- Icyemezo cyerekana umushahara(Attestation de salaire)
IBISABWA USHAKA GUSANA INZU
- Urwandiko rusaba inguzanyo
- Uruhushya rwo gusana
- Igenagaciro ry’ibisabirwa inguzanyo ( devis)
- Kopi y’indangamuntu y’usaba umwenda ndetse n’iya madamu niba umufite
- Amafoto y’inzu
- Icyemezo cy’irangamimerere (Icyemezo cyo kuba warashyingiwe/ kuba uri ingaragu/Icyemezo cy’ubutane kitarengeje amezi 03 gitanzwe)
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka ( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- Amasezerano y’akazi
- Icyemezo cyerekana umushahara(Attestation de salaire)
- IBISABWA USHAKAKUGURA INZU
- Urwandiko rusaba inguzanyo
- Amasezerano y’ubugure y’agateganyo
- Kopi y’indangamuntu y’ugura ndetse n’iya madamu niba umufite
- Kopi y’indangamuntu y’ugurisha ndetse n’iya madamu niba umufite
- Amafoto y’’inzu
- Icyemezo cy’irangamimerere (Icyemezo cyo kuba warashyingiwe/ kuba uri ingaragu/Icyemezo cy’ubutane kitarengeje amezi 03 gitanzwe)
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka by’inzu igurwa ( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- Amasezerano y’akazi
- Icyemezo cyerekana umushahara(Attestation de salaire)
IBISABWA USHAKA KUGURA UBUTAKA
- Urwandiko rusaba inguzanyo
- Amasezerano y’ubugure y’agateganyo
- Kopi y’indangamuntu y’ugura ndetse n’iya madamu niba umufite
- Kopi y’indangamuntu y’ugurisha ndetse n’iya madamu niba umufite
- Icyemezo cy’irangamimerere (Icyemezo cyo kuba warashyingiwe/ kuba uri ingaragu/Icyemezo cy’ubutanekitarengeje amezi 03 gitanzwe)
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka by’ubutaka bugurwa ( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire,extract cadastral plan)
- Amasezerano y’akazi
- Icyemezo cyerekana umushahara(Attestation de salaire)
IBISABWA USHAKA KUGURA IMODOKA
- Urwandiko rusaba inguzanyo
- Amasezerano y’ubugure y’agateganyo
- Kopi y’Indangamuntu yawe n’iya madamu niba umufite
- Kopi y’Indangamuntu y’uwo mugura
- Amafoto y’imodoka
- Kopi ya carte jaune
- Proforma invoice niba uyigura mu bigo bizicuruza imodoka mu Rwanda cyangwa mu mahanga
- Icyemezo cy’irangamimerere (Icyemezo cyo kuba warashyingiwe/ kuba uri ingaragu/Icyemezo cy’ubutanekitarengeje amezi 03 gitanzwe)
- Amasezerano y’ubufatanye bw’imodoka hagati ya leta n’umukozi (kubemererwa kugurirwa imodoka za leta).
- Amasezerano y’akazi
- Icyemezo cyerekana umushahara(Attestation de salaire)
KU BIGO / SOSIYETE
IBISABWA SOSIYETE GUTANGIRA KUBAKA
- Urwandiko rusaba inguzanyo
- Uruhushya rwo kubaka/Autorisation de båtir
- Imbata (plan) y’inzu
- Igenagaciro ry’ibisabirwa inguzanyo ( devis)
- Kopi y’indangamuntu y’uhagarariyeSosiyete
- Icyemezo cy’iyandikwa rya Sosiyete gitangwa na RDB (Company certificate of registration)
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka ( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- Kopi iriho amazina y’abagize sosiyete n’imigabane yabo (copy of shareholders names)
- Inyandikomvugo y’inama rusange y’ubuyozi bwa sosiyete iriho umukono wa notaire
( board resolution) itanga uburenganzira bwo gusaba inguzanyo ndetse n’ingwate
IBISABWA SOSIYETE KUZUZA INZU
- Urwandiko rusaba inguzanyo
- Uruhushya rwo kubaka/Autorisation de båtir
- Amafoto y’inzu
- Igenagaciro ry’ibisabirwa inguzanyo ( devis)
- Kopi y’indangamuntu y’uhagarariyeSosiyete
- Icyemezo cy’iyandikwa rya Sosiyete gitangwa na RDB (Company certificate of registration)
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka ( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- Kopi iriho amazina y’abagize sosiyete n’imigabane yabo (copy of shareholders names)
- Inyandikomvugo y’inama rusange y’ubuyozi bwa sosiyete iriho umukono wa notaire
( board resolution) itanga uburenganzira bwo gusaba inguzanyo ndetse n’ingwate
IBISABWA SOSIYETE GUSANA INZU
- Urwandiko rusaba inguzanyo
- Uruhushya rwo gusana
- Amafoto y’inzu
- Igenagaciro ry’ibisabirwa inguzanyo ( devis)
- Kopi y’indangamuntu y’uhagarariyeSosiyete
- Icyemezo cy’iyandikwa rya Sosiyete gitangwa na RDB (Company certificate of registration)
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka (Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- Kopi iriho amazina y’abagize sosiyete n’imigabane yabo (copy of shareholders names)
- Inyandikomvugo y’inama rusange y’ubuyozi bwa sosiyete iriho umukono wa notaire
( board resolution) itanga uburenganzira bwo gusaba inguzanyo ndetse no gutanga ingwate
IBISABWA SOSIYETE KUGURA INZU
- Urwandiko rusaba inguzanyo
- Amasezerano y’ubugure y’agateganyo
- Amafoto y’inzu
- Kopi y’indangamuntu y’uwo mugura
- Kopi y’indangamuntu y’uhagarariyeSosiyete
- Icyemezo cy’iyandikwa rya Sosiyete gitangwa na RDB (Company certificate of registration)
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka by’inzu igurwa ( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- Kopi iriho amazina y’abagize sosiyete n’imigabane yabo (copy of shareholders names)
- Inyandikomvugo y’inama rusange y’ubuyozi bwa sosiyete iriho umukono wa notaire
( board resolution) itanga uburenganzira bwo gusaba inguzanyo ndetse n’ingwate
- Inyandikomvugo y’inama rusange y’ubuyozi bwa sosiyete iriho umukona wa notaire
(Board resolution)
IBISABWA SOSIYETEKUGURA UBUTAKA
- Urwandiko rusaba inguzanyo
- Amasezerano y’ubugure y’agateganyo
- Kopi y’indangamuntu y’uwo mugura
- Kopi y’indangamuntu y’uhagarariyeSosiyete
- Icyemezo cy’iyandikwa rya Sosiyete gitangwa na RDB (Company certificate of registration)
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka by’ubutaka bugurwa ( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- Kopi iriho amazina y’abagize sosiyete n’imigabane yabo (copy of shareholders names)
- Inyandikomvugo y’inama rusange y’ubuyozi bwa sosiyete iriho umukono wa notaire
( board resolution) itanga uburenganzira bwo gusaba inguzanyo ndetse n’ingwate
- Inyandikomvugo y’inama rusange y’ubuyozi bwa sosiyete iriho umukona wa notaire
(Board resolution)
- KUGURA UMWENDA MUZINDI BANKI
UMUNTU KU GITI CYE
- Urwandiko rusaba inguzanyo
- Icyemezo kerekana inguzanyo ufitiye banki
- Kopi y’icyemezo cy’iyandikisha ry’ingwate mu gitabo cy’umwanditsi mukuru (RDB)
- Kopi y’amasezerano y’inguzanyo mwakoranye na Banki
- Kopi y’indangamuntu yawe n’iya madamu niba umufite
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka by’ingwate igwatirijwe muri Banki ( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- Amafoto y’inzu yagwatirijwe muri Banki
- Icyemezo cy’irangamimerere (Icyemezo cyo kuba warashyingiwe/ kuba uri ingaragu/Icyemezo cy’ubutane kitarengeje amezi 03 gitanzwe)
- Amasezerano y’akazi
- Icyemezo cyerekana umushahara(Attestation de salaire)
KUGURA UMWENDA MU ZINDI BANKI-KU BIGO / SOSIYETE
- Urwandiko rusaba inguzanyo
- Icyemezo kerekana inguzanyo ufitiye banki
- Kopi y’icyemezo cy’iyandikisha ry’ingwate mu gitabo cy’umwanditsi mukuru (RDB)
- Kopi y’amasezerano y’inguzanyo mwakoranye na Banki
- Kopi y’indangamuntu y’uhagarariyeSosiyete
- Icyemezo cy’iyandikwa rya Sosiyete gitangwa na RDB (Company certificate of registration)
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka by’ubutaka bugurwa ( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- Kopi iriho amazina y’abagize sosiyete n’imigabane yabo (copy of shareholders names)
- Inyandikomvugo y’inama rusange y’ubuyozi bwa sosiyete iriho umukono wa notaire
( board resolution) itanga uburenganzira bwo gusaba inguzanyo ndetse n’ingwate
- Inyandikomvugo y’inama rusange y’ubuyozi bwa sosiyete iriho umukona wa notaire
(Board resolution)
4. IBISABWA KU MISHINGA Y’UBUCURUZI, UBUHINZI N’UBWOROZI
UMUNTU KU GITI CYE
- Urwandiko rusaba inguzanyo
- Inyigo y’umushinga igaragaza uburyo umushinga uzakorwa n’uburyo uzunguka( business plan)
- Kopi y’indangamuntu yawe n’iya madamu niba umufite
- Amafoto y’inzu
- Icyemezo cy’irangamimerere (Icyemezo cyo kuba warashyingiwe/ kuba uri ingaragu/Icyemezo cy’ubutanekitarengeje amezi 03 gitanzwe)
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka by’ubutaka bugurwa( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- Amasezerano y’akazi
- Icyemezo cyerekana umushahara(Attestation de salaire)
5.CREDIT LINE
- Kuba usanzwe ukoresha konti usabiraho inguzanyo
- Urwandiko rusaba inguzanyo
- Amasezerano ( contrat ) y’akazi mwahawe gukora yerekana uko akazi kazakorwa, account muzishyurwaho muri Zigama CSS,.Amasezerano agomba kuba ariho imikono na cachets z’’impande zombi( uwatanze n’uwahawe akazi).
- Kwerekana inyungu muzakura mu kazi mwahawe gukora
- Ingwate muteganya gutanga kugira ngo mushingane inguzanyo musaba
- Kopi y’ibyangombwa by’ikibanza bitangwa n’Urwego rw’Umubitsi w’Impapurompamo z’Ubutaka by’ingwate( Amasezerano y’ubukode burambye, icyemezo cy’iyandikisha ry’ubukode bw’ubutaka bw’igihe kirekire, extract cadastral plan)
- INVOICE DISCOUNTING
- Kuba usanzwe ukoresha konti usabiraho inguzanyo
- Urwandiko rusaba inguzanyo
- Amasezerano ( contrat ) y’akazi mwahawe gukora yerekana uko akazi kazakorwa, konti muzishyurirwaho muri Zigama CSS. Amasezerano agomba kuba ariho imikono na cachets z’’impande zombi( uwatanze n’uwahawe akazi).
- Invoice igaragaza ibyishyuzwa n’agaciro kabyo
- Uwatanze akazi agomba kwemeza ibikubiye kuri invoice mu nyandiko kandi akanagaragaza aho gahunda yo kwishyura igeze
- Invoice niyo yishingana keretse iyo bibaye ngombwa ko hakenerwa indi ngwate