About Zigama CSS

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About Zigama CSS





A trusted and member focused financial institution.


To empower members through the provision of appropriate, innovative, affordable and accessible financial services.

Core Values

Integrity, Accountability, Efficiency, Effectiveness


a. Improve the financial welfare of members;
b. Provide affordable services;
c. Grow and sustain member value.


Zigama CSS corporate governance ensures members are served well and that we meet all legal obligations and requirements. At the operational level, our departments work hard to understand your needs and provide you with products and services that suit you best. Our structure is made up of a General Assembly, the Board of Directors and the Executive Management.

General Assembly

Zigama CSS General Assembly is the highest organ of the institution and is responsible for overseeing the operations of the cooperative.
It convenes twice a year to discuss the progress of the cooperative and strategise for the future.
The follow organisations are represented at the General Assembly:
Rwanda Defence Force
Rwanda National Police
Rwanda Correctional Services
National Intelligence and Security Service (NISS)
Rwanda Forensic Laboratory (RFL)
Rwanda Investigation Bureau (RIB)


The Board of Directors ensures Zigama CSS meets the interests of both members and staff.

The board upholds legal obligations as well as members’ expectations by building a stronger and responsible leadership team.

Zigama CSS board includes a skilled and professional team of decision makers who drive the institution’s vision forward for the benefit of all members.















The sub committees of the Board of Directors include:

Investment Committee/Executive Committee

Nomination and remuneration committee

Credit Committee

Audit Committee

IT Committee

Risk Committee


Dr James Ndahiro - Chairman of Board

Col Callixte Kalisa - Vice Chairman of Board

CP J Bosco Kabera - Board Member

CSP Jacques Burora - Board Member

Iza Irame - Board Member

Alice Rugira - Board Member

Carine Uwantege - Board Member


Dr Daniel Ufitikirezi - Board Member

Lilian Rugamba Umuhire - Board Member

CSP Joseph KAMBANDA - Board Member

SERUBUGA Alex - Board Member

Col Lambert Sendegeya - Board Member


The Executive Management team is responsible for day-to-day operations of Zigama CSS. They provide oversight to departments to ensure members always receive the best service.

Col Corneille Emile NKUNDIMANA A/CEO



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