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Savings Culture
Voluntary Savings
Fixed or Term Deposits


We encourage members to secure their financial future for themselves and their families. We deduct an amount of money from member salaries or allowances on a monthly basis for direct savings.

Members gain 7% interest per annum on these deducted savings. These savings serve as a basic guarantee when members wish to apply for a loan or other credit services.

© 2018 ZIGAMA Credit and Savings Society